Advantages of the HomeReady program over FHA

FHA vs. Fannie Mae HomeReady Costs A few crucial loan characteristics on Fannie Mae’s new HomeReady loan are (surprisingly) better than those offered on the FHA-insured loan from a cost perspective. In case you’re unfamiliar, HomeReady is Fannie Mae’s affordable, low down payment mortgage product designed for creditworthy low-to-moderate-income borrowers, with expanded eligibility for financing […]

Read More


Feds Meet. Rates Rise. Time to Buy!

by Todd Galde, Sr. Mortgage Advisor In the Bay Area, owning a home is still less expensive than renting. Unless you’ve been sleeping under a rock this week (my apologies if you are this beta fish) you know by now that the Feds announced their decision to increase the Fed Funds Rate by .25%, the […]

Read More